{"id":636,"date":"2022-04-18T10:44:31","date_gmt":"2022-04-18T10:44:31","guid":{"rendered":"https:\/\/maximusglobe.com\/?p=636"},"modified":"2022-04-18T10:44:39","modified_gmt":"2022-04-18T10:44:39","slug":"personal-injury-protection-insurance","status":"publish","type":"post","link":"https:\/\/maximusglobe.com\/personal-injury-protection-insurance\/","title":{"rendered":"Personal Injury Protection Insurance"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"565\" height=\"566\" src=\"https:\/\/i0.wp.com\/maximusglobe.com\/wp-content\/uploads\/2022\/04\/1.webp?resize=565%2C566&#038;ssl=1\" alt=\"Personal Injury Protection Insurance\u00a0\" class=\"wp-image-637\" data-recalc-dims=\"1\"\/><\/figure>\n\n\n\n<p>Have you ever thought about getting into an accident while driving? Well, it&#8217;s a common thought that occurs in a driver&#8217;s mind, especially if he&#8217;s just learned how to drive. The concerns related to injury come along as well. So what can be done to prepare oneself for such an incident?<\/p>\n\n\n\n<p>Personal Injury Insurance is all you need for such an emergency.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What is Personal Injury Protection Insurance (PIP)?<\/strong>&nbsp;<\/h2>\n\n\n\n<p>Suppose you meet an accident while driving or on foot, you&#8217;ll have to bear a few expenses. Or you might lose your job for being absent from work. For that purpose, Personal Injury Protection Insurance becomes your only option.&nbsp;<\/p>\n\n\n\n<p>PIP or no-fault insurance is a part of auto insurance that covers the medical expenses in the case of any injury during a car accident. It doesn&#8217;t matter if the policyholder is at fault or not or if he&#8217;s driving.&nbsp;<\/p>\n\n\n\n<p>The good news is that it covers the passengers&#8217; bills with the policyholders even if they do not have health insurance.&nbsp;<\/p>\n\n\n\n<p>Personal Injury Protection Insurance provides limited coverage per person if more than one person is injured in the accident. So what happens if the expenses exceed the coverage limit?<\/p>\n\n\n\n<p>Don&#8217;t worry! Some health insurance grants the remaining coverage to the policyholders.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What Does Personal Injury Protection Cover?<\/strong><\/h2>\n\n\n\n<p>Let&#8217;s get into the details of what your Personal Injury Protection Insurance actually covers.<\/p>\n\n\n\n<ul><li><strong>Medical Expenses<\/strong>: As we said, your PIP insurance covers bills of any injury of the policyholders. The passengers will also get coverage even if they&#8217;re not members of PIP insurance.<\/li><\/ul>\n\n\n\n<ul><li><strong>Lost Income<\/strong>: It is pretty much understandable that you&#8217;ll be absent from your work during an injury period. If you have PIP insurance, you&#8217;ll not have to worry about your lost income. It&#8217;ll cover the amount that you lose due to an absence from work.<\/li><\/ul>\n\n\n\n<ul><li><strong>Funeral Expenses:<\/strong> It&#8217;s hard to say it out loud, but there might be a chance of death during an accident. Your PIP insurance will also help you for a funeral, cremation, and other formalities.<\/li><\/ul>\n\n\n\n<ul><li><strong>Coverage for the Dead&#8217;s Income<\/strong>: If you have PIP and you are found dead in the accident, your family will not be at the risk of losing your source of income. It will also help to replace the loss of your income.<\/li><\/ul>\n\n\n\n<ul><li><strong>Other Services:<\/strong> Your PIP insurance also helps you cover different things you have to take care of. Which would include childcare and house cleaning.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What Doesn&#8217;t Personal Injury Protection Insurance Cover?<\/strong><\/h2>\n\n\n\n<p>Now we know that Personal Injury Protection Insurance covers a lot of things. But it doesn&#8217;t provide complete coverage.&nbsp;<\/p>\n\n\n\n<p>Let&#8217;s find out what factors are out of PIP&#8217;s coverage.<\/p>\n\n\n\n<ul><li>Property damage.<\/li><li>The driver&#8217;s injury expenses who was in the other car.<\/li><li>Your injury expenses if you have an accident while committing a crime.<\/li><\/ul>\n\n\n\n<p><strong>Do I need PIP Insurance<\/strong>?<\/p>\n\n\n\n<p>The answer depends on where you live. Some states have made it a requirement that makes your answers affirmative. You&#8217;ll have to check in with your health insurance about what coverage they provide in case of a car accident. If they cover the maximum expenses, you&#8217;ll need only a minimum PIP.&nbsp;<\/p>\n\n\n\n<p>Similarly, if PIP is optional in your state, you can always have a choice to decide if you need it by keeping a check on your health insurance coverages.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link\" href=\"https:\/\/www.valuepenguin.com\/personal-injury-protection-car-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Source<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link\" href=\"https:\/\/maximusglobe.com\/how-to-get-an-affordable-health-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>HOW TO GET AN AFFORDABLE HEALTH INSURANCE<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Have you ever thought about getting into an accident while driving? Well, it&#8217;s a common thought that occurs in a&hellip;<\/p>\n","protected":false},"author":1,"featured_media":637,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[107],"tags":[111,177,178,180,179],"aioseo_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Personal Injury Protection Insurance - MAXIMUS GLOBE<\/title>\n<meta name=\"description\" content=\"Personal Injury Protection Insurance: What is Personal Injury Protection Insurance (PIP)? 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